Dec 04
The Boston Globe article: Cold cash gains new warmth as holiday gift in hard times reports that cash is at the top of most gift lists.
And as the nation has rekindled its sense of thrift – today’s personal savings rate of 4.5 percent is double that of a year ago – financial institutions are offering a flurry of deals to entice shoppers looking for the perfect savings account, certificate of deposit, or stocks or gold bullion for their friends and family.
Hundreds of consumers have already taken up Citizens Bank on its “Gift of Savings’’ offer launched just a week ago, which features an extra $10 to people who open an account with at least $100 on behalf of a loved one. Service
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Dec 03
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Even a small fire can actually end up costing you quite a lot of money because you will have to replace everything in the are. When looking at a place that has just been hit by a fire it is easy to see how people go under trying to repair the place as sometimes the damage is huge.
It doesn’t matter what kind of company you are whether it is a salon, computer based business or even a florist, a fire can make you lose everything if you are not protected in the right way. T
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Dec 03
The problem of credit card skimming is now the cause for international losses of over one billion dollars a year. This credit card scam is common in Latin America as well as Europe and Asia, and now it is starting to be seen in the United States.
When you try to purchase something in a store, it is easy to run this type of credit card scam when you give your card to a store employee to scan at the register. That employee may swipe your card for payment, but may additionaly swipe the card with a small machine they hold in their hand known as a skimmer, that also stores information from your card into its system.
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Dec 02
It appears that, just as in the US, where “the big 4″ financial oligarchs now dominate and have become even “too bigger to fail” post crisis and make a farce of “8000 competitors”….
Assets
1.Bank of America (BAC) $2.3 Trillion 2.JPMorgan (JPM) $2.0 Trillion 3.Citigroup (C) $1.8 Trillion 4.Wells Fargo (WFC) $1.3 Trillion (There is no one else who is even close in commercial banking-Goldman does not count for this list).
….we have the same issue in Europe. As we await the next surge in the stock market (which tells us all is, of course, right in the world), these are not issues to worry about today….
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Dec 01
More stock technical analysis of the S & P index.
Due to light trading expected in the following month thanks to the holidays, the technical analysts out there are anticipating some volatility in the stock market. When there’s lighter volume, there can potentially be greater spikes to expect from the markets.
So what is our favorite chart analyst telling us these days? I follow Adam Hewison from INO.com, who tells us what to watch out for when analyzing stock charts. O
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Dec 01
It is always nice to end the year on an up note with my Net Worth. The stock markets have once again been kind and take most of the credit for advancing my balances this month. My saving/spending accounts inched forward from interest earned since once again I threw most of my excess monthly cash at my mortgage principal.
A couple of online survey checks arrived this month ($5.50 total) and I completed one online focus group for a $75.00 Amazon gift card. I sent off my Coinstar $10 free money rebate yesterday (promotion ends December 6 – this Sunday) and am looking forward to that Amazon eCertificate. Read more…