Dec 26
Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags.
What was the best Christmas gift you received this year?
– Andrew
The most sentimental gift (by far) was a custom-made cookbook prepared by my wife and kids, including pictures of them and a ton of good recipes of many of their favorite foods (chosen by them).
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Dec 26
More than three years into a painful housing crash, the real-estate market has sent recent — albeit tentative — signs of stabilization. Home sales have increased, inventory levels are down, and price declines have become less precipitous.
Along with more-affordable home prices and a tax perk from Uncle Sam, attractive mortgage rates — which remained near 5% as of late December — have been a driving force behind this development. The availability of low mortgage rates will play a decisive role in the performance of the 2010 housing market as well.
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Dec 25
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Young drivers are prime targets for high insurance, this is generally as they have had extremely small experience on the road and are deemed since a higher risk to be inside an accident. Due to this, insurance for the younger driver is often extremely pricey. However there are ways that even young motorists be able to make savings on their car insurance.
The biggest fault that the majority of younger drivers make when choosing their first car is to desire one which suits their image and not their pocket.
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Dec 25
For people who are struggling to get their debts under control, one commonly offered piece of advice is to draw up a budget plan and stick with it. However, a recent survey suggests that many people find this much more difficult than it might sound.
According to the survey that was commissioned by Visa, the average consumer cannot account for $21 of spending in any given week, which comes out to more than $1,000 per year. The problem tends to be even more pronounced among consumers in the 18 to 24 year old age group, which loses track of about $2,500 in spending in any given year. Read more…