Feb 06
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As with most states, {California auto insurance} law requires all motorists to carry three fundamental liability components.
Bodily Injury Liability (BIL) of $ 15,000 per person injured
Total Bodily Injury Liability (Total BIL) of $ 30,000 for each accident
Property Damage Liability or PDL of $ 15,000 per accident
Your insurance agent calls this 15k/30k/15k.
But to rely on this coverage alone, would be sheer foolishness.
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Feb 06
See What You Need To Know About Your 3 Free Credit Reports. The main 3 Free Credit Reports as you all know come from Equifax, TransUnion and Experian. You are entitled to one Free Credit Report per year from each agency if you visit the government mandated site at annualcreditreport.com. However, if you want to monitor your Consumer Credit more closely you may want to get monitoring service from one or more of the bureaus.
Equifax is one of the big Three Consumer Credit bureaus that has authorized giving away annual Free Reports.
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Feb 05
Finding out your credit card has been canceled can be frustrating, embarrassing and worrisome.
Unfortunately, tough economic times may mean card cancellations become more common and more likely in the coming months.
Why Credit Cards Matter
Hopefully, you already know that your credit score is a number calculated through a formula developed by the Fair Isaac Corporation (FICO) and determines what kind of interest rates you’re likely to receive from lenders.
But what you may not have realized is that your credit card usage plays an important role in your credit score:
Age of accounts: The longevity of various credit accounts, including loans and lines of credit, is a factor in your credit score. S
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