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Tips on getting a good plumber

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A lot of people really enjoy being able to fix things themselves.  They like to fix things around the house.But one part of you house that is really tough to do by yourself a lot of times is the plumbing.  Mainly it is because the plumbing is in your floors.  Or the plumbing is within your walls.So if you have a plumbing problem what you have to do at that point is call a plumber.  So here are some tips on finding a good plumber.

First of all a good method to locate a good plumber is with your family and friends. Lik

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Consumers Union asks Fed to take action on credit card debt practices

As many people continue to struggle with credit carddebt, one organization is calling on the Federal Reserve to take further steps in order to protect consumers from what are seen as unfair practices.

The Consumers Union is encouraging the Fed to take measures to stop companies that provide credit cards from raising interest rates on accounts. Many credit card companies are raising rates in anticipation of new rules provided by the Credit Card Accountability, Responsibility and Disclosure Act, some of which take effect in February 2010.

Those rules would keep credit card companies from arbitrarily raising card rates on consumers. Read more…

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Worth A Try: 1 Free Month of Amazon Prime

Amazon Prime, in case you don’t know, is a premium service where you get free 2nd-day shipping on most items with no minimum order amount, even if you’re just spending $5. Very convenient, especially since not all items qualify for the “Free Super Saver Shipping”. The normal cost for turning Amazon into your impulse-buying superstore is $79 per year (not available to Alaska, Hawaii, P.O. boxes, APO/FPO and U.S. territories).

Even if you’ve had a trial with them before, try signing up for their new 1 month free trial offer. I’ve had

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Overextended and about to lose your home? Get your friends to bail you out!

The Marketplace.org story: A personal bailout party, L.A. style reports on the recent bail-out party thrown by Christine Schoenwald – charging friends to attend to raise enough money to hopefully save her home from foreclosure.

Hirsch: What about your cash cushion that you had?

Christine Schoenwald: (Laughs) I don’t really have a cash cushion.

Hirsch: Why no cash cushion?

Schoenwald: I don’t make very much money.

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Could England Be Headed for a Sudden Stop?

From Landon Thomas at NYT: In Britain, visions of Japan’s decade of stagnation

Britain may finally be emerging from recession, but many analysts warn that it is a false dawn. In fact, they argue, the economy here is so ravaged by growing debts and ruined banks that it could well be following in the steps of Japan’s lost decade of the 1990s.

I still don’t understand why we refer to Japan’s “lost decade,” as singular. The country is now moving into its third consecutive lost decade.The Nikkei is still at 1984 levels.

But back to the UK: the NYT piece quotes the latest research from Variant Perception (no link). I got it in

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Basic rule of budgeting: Check your credit card statements

One of the most basic rules for people trying to improve their budgeting skills is to regularly check their monthly statements and credit card bills for any inaccurate charges and signs of identity theft or other fraudulent activity.

Now, members of Congress are taking notice because a growing number of people have been finding charges that they weren’t expecting. Specifically, the consumers in question have been complaining about affiliate marketing programs on various websites that use misleading text and small print to sway consumers into signing up for monthly charges they may not fully understand. Read more…

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