In the process of trying to minimize junk, I sold off some pretty old textbooks this week. It’s been over ten years since I first bought any of these books, and the last time I used them was probably about 7 years ago. I had saved them initially for the qualifying exams that PhD students must take early on in graduate school, and then later thought I might go back to school or use them as references at work. They also looked nice on my bookshelf and made me feel smart. <
The article: People address money matters in therapy discusses the emerging field of financial therapy.
Financial therapists analyze people’s emotions and behavior through the lens of money. They say once they start asking people about their cash flow, they find it’s connected to absolutely everything in their lives.“It’s connected to self-esteem. It’s connected to our beliefs about what we are entitled to, about how the world works, about how safe we are, about our value to others,” says B. Dodge Rea, a Nashville, Tenn., psychologist who practices financial therapy.
Consumers can gain more insight into the credit card industry from a recent op-ed piece published in the Washington Post by author Robert D. Manning, who explores some of the myths that have built up around it in past years. Read more…
When Tishman Speyer Properties walks away from 11,232 Manhattan apartments because it can’t pay its mortgage, that’s good business.
But if Rick Gilson, a college custodial supervisor in South Dakota, walks away from the mortgage on his mobile home, he’ll be a deadbeat.
Those two borrowers face the same financial dilemma: Their mortgages far exceed the values of their properties. Yet one gets to walk away without guilt, while the other can’t.
Gilson is too scared to dump the mortgage on his mobile home.
I applied for the Chase Sapphire card primarily – okay, solely – for the $100 sign-up bonus. But when I called with a question about how to redeem, I was actually startled that a human being picked on the second ring. No phone tree to navigate, no punching in my dang 16 digit number first… I didn’t even have to press 0 several times.
Now that I read their website again, I do see the sentence mentioning “direct access to dedicated live advisors”. It appe
Negative credit available to you on your cards? More and more interest accumilating on top of the pile of unpaid bills? Quite dark, aren’ t they? If the situation is ‘that’ bad why not start all over and rebuild bad credit?. Rebuilding bad credit is important because it will improve your credit score enabling you to apply for loans and get better interest rates. Rebuilding bad credit of course requires the full potential input from you to handle and manage credit responsibly. It is considered a tough job to rebuild credit, but it is doable once you get to know the pattern.
If your credit is actually low, even though it is tough, you might want to get approval and look at one of the following choices in order to rebuild bad credit. First